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Financial
Inclusion
Reimagined

Your trusted fintech partner offering loans, insurance, and easy payment solutions for individuals and small businesses across South Africa.

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NCR Registered
Under 24h Approval
Secure & Compliant
Flexible Payments
Application Pre-Approved
Loan Amount Available
R25,000
18% p.a. — 24 month repayment
Monthly Repayment~R1,291
<24h
Approval Time
0%
Hidden Fees
NCR
Registered
24/7
Support
Fast & Easy Loans Under 24hrs Approval Lower Interest Rates Flexible Payments Insurance Cover Device Financing NCR Registered Financial Inclusion Fast & Easy Loans Under 24hrs Approval Lower Interest Rates Flexible Payments Insurance Cover Device Financing NCR Registered Financial Inclusion
What We Offer

Services for Everyone

Built to remove the barriers between South Africans and the financial tools they deserve.

Loans

B2C & B2B loans at competitive rates with flexible repayment terms — personal, business, solar, and more.

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Insurance

Gadget, funeral, tombstone, catering, and credit insurance — comprehensive cover for every need.

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Veolla Connect

Finance laptops, tablets, smartphones, and smart accessories with affordable monthly payments.

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Veolla Pay

Bill payments, airtime, data, tickets, betting, and buy-now-pay-later — every payment in one place.

Explore

Built for the Future of Finance

We exist to bridge the gap between South Africans and the financial access they deserve.

Talk to Us
01
Secure & Reliable
Your data and transactions are protected with industry-leading security measures.
02
Fast Approvals
Get quick access to funds with our streamlined application and approval process.
03
Competitive Rates
Enjoy affordable interest rates and flexible repayment options tailored to your needs.
04
24/7 Support
Our dedicated customer service team is available around the clock to assist you.

How It Works

Four simple steps to access the funds you need.

01
Apply Online
Complete our simple application in under 10 minutes from any device.
02
Submit Documents
Upload your ID, payslip, and bank statements — quick and secure.
03
Get Approved
Receive your decision within 24–48 hours from our lending team.
04
Receive Funds
Approved funds are paid directly to your bank account the same day.
Contact Us

Let's Talk

Get in touch with our team for any enquiries or assistance. We're available Monday through Saturday.

Call Us
+27 68 493 4032
WhatsApp
+27 68 493 4032
Operating Hours
Mon–Fri: 8:00 AM – 5:00 PM
Sat: 9:00 AM – 1:00 PM
Sunday: Closed
Send a Message

We'd love to hear from you

Lending Solutions

Loan Solutions

Flexible financing options for individuals and businesses with competitive rates and fast approval. We're re-imagining financial inclusion by facilitating access to credit.

Apply via WhatsApp Call Us
Loan Calculator Example
R25,000
at 18% p.a. over 24 months
Monthly
~R1,291
Total Cost
~R30,984
Rate
18% p.a.
Approval
24–48 hrs
Personal Loans
Personal Financing Solutions for Your Everyday Needs
Personal Loan
Our Standard Personal Loan
Flexible financing for various personal needs including home improvements, medical expenses, travel, or debt consolidation. Get the funds you need with competitive rates and personalised repayment terms.
Loan Amount
R1,000 – R100,000
Interest Rate
12% – 18% p.a.
Repayment Term
3 – 36 months
Approval Time
24–48 hours
Apply Now
Loan covers
Home improvements
Medical expenses
Travel & holidays
Debt consolidation
Education fees
Payday Loan
Short-Term Emergency Funding
  • Same-day approval
  • Repay on next payday
  • Up to R8,000
  • 5% flat interest rate
Apply Now
Grant Advance
SASSA Grant & Family Support
  • SASSA grant advances
  • Family support funding
  • School expenses
  • Immediate relief
Apply Now
Education Loan
Invest in Your Future
  • Tuition fees coverage
  • Study materials
  • Educational devices
  • Deferred payment options
Apply Now
Specialised Personal Financing
Solar, Bikes & Emergency Funding
Solar Finance
Go Green & Save on Electricity
Finance your solar panel installation, batteries, and inverters with flexible payment terms designed for long-term savings. Reduce your electricity bill by 40–60%.
Loan Amount
Up to R150,000
Interest Rate
10% – 15% p.a.
Repayment Term
12 – 60 months
Savings Potential
40–60% on electricity
Apply Now
What's covered
Solar panels & installation
Batteries & inverters
Full system setup
Long-term electricity savings
Bike Finance
  • New & used motorcycles
  • All makes and models
  • Insurance included
  • Maintenance packages
Apply Now
Emergency Loan
  • Medical emergencies
  • Vehicle & home repairs
  • Urgent expenses
  • 4-hour approval
Apply Now
Business Loans
Fuel Your Business Growth with Tailored Financing
SME Loans
Comprehensive Business Financing
Financing solutions for small and medium enterprises. Whether starting up, expanding, or needing working capital, we provide the financial support your business needs to thrive.
Loan Amount
R10,000 – R500,000
Interest Rate
9% – 14% p.a.
Repayment Term
6 – 60 months
Business Age
6+ months
Apply Now
Business benefits
Working capital support
Fast approval pipeline
Tailored repayment schedules
Grow & scale your business
Micro-Enterprise
  • Spaza shops & vendors
  • Startup capital
  • Equipment purchase
  • Inventory financing
Apply Now
Working Capital
  • Daily operations
  • Supplier payments
  • Payroll funding
  • Cash flow management
Apply Now
Equipment Finance
  • Machinery & tools
  • Vehicle financing
  • Technology equipment
  • Maintenance included
Apply Now

Responsible Lending You Can Trust

Veolla Finance is registered with the National Credit Regulator, ensuring all lending is conducted ethically and in full compliance with South African credit legislation.

NCRCP 21234
NCR Registration
Ready to Apply?

Choose Your Preferred Application Method

WhatsApp Application

Quick and easy application via WhatsApp. Get instant responses and fast approval.

Apply via WhatsApp

Phone Application

Speak directly with our loan specialists for personalised assistance and guidance.

Call to Apply

Email Application

Send your application via email with all required documents attached for review.

Email Application

Quick Application Inquiry

Protection Products

Insurance Coverage

Protect what matters most with our comprehensive insurance solutions — tailored for everyday South Africans.

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Our Cover Products
Gadgets Insurance
Funeral Insurance
Credit Insurance
Tombstone & Catering Plan
Our Insurance Products

Comprehensive Coverage Tailored to Your Needs

Every product designed with South Africans in mind — affordable, accessible, and straightforward.

Gadgets Insurance
Protect your smartphones, laptops, and tablets against theft, damage, and loss. Comprehensive coverage so you're never left without your devices.
  • Comprehensive coverage
  • Quick claims process
  • Affordable premiums
Get Quote
Funeral Insurance
Ensure your family is protected during difficult times. Comprehensive funeral cover so your loved ones aren't left with financial stress.
  • Family coverage options
  • Immediate payout
  • Flexible premiums
Get Quote
Credit Insurance
Protect your loan repayments in the event of unexpected life events. Your debt doesn't become your family's burden.
  • Job loss protection
  • Disability coverage
  • Peace of mind
Get Quote
Tombstone Plan
A dedicated plan covering tombstone and memorial costs — ensuring a dignified farewell for your loved one without financial strain.
  • Tombstone coverage
  • Memorial costs
  • Dignified farewell
Get Quote
Catering Plan
Cover catering and event costs associated with funerals and commemorations — honouring your loved one without financial burden.
  • Catering costs covered
  • Event expenses
  • Honour with dignity
Get Quote
Get a Quote

Tell Us What You Need

Fill in your details and we'll get back to you with a personalised insurance quote.

Device Financing

Veolla Connect

Stay connected with affordable devices and connectivity solutions. Finance your tech with flexible monthly payments — no lump sum required.

Get Connected Browse Devices
Finance From
R299
per month on approved financing
Laptops
From R499/mo
Smartphones
From R299/mo
Tablets
From R349/mo
Wi-Fi Routers
From R199/mo
Available Devices

Quality Devices with Flexible Payment Options

All major brands available. Finance the device you need today and pay comfortably over time.

Laptops
From basic models to high-performance machines for work and study. Various brands available.
  • Various brands available
  • Flexible payment plans
  • Warranty included
Inquire Now
Tablets
Perfect for mobility and entertainment with various size options from top brands.
  • Multiple brands
  • Data bundle options
  • Accessories available
Inquire Now
Smartphones
Latest smartphones from entry-level to flagship models — all major brands available.
  • All major brands
  • Contract and prepaid
  • Insurance available
Inquire Now
Connectivity Solutions

Stay Connected with Our Internet & Data Solutions

Wi-Fi Routers
Home and office internet solutions with various data packages. Fast, reliable connectivity for your household or business.
Mobile Data
Affordable data bundles for all your connectivity needs. All major South African networks supported.
Smart Accessories
Complete your setup with quality accessories and peripherals — everything you need to stay productive.

Why Finance Through Veolla Connect?

We remove the barrier between you and the technology that powers your future.

Get Connected
01
No Lump Sum
Spread the cost of your device over affordable monthly instalments. Keep your cash for other needs.
02
Quick Approval
Get a decision on your device application in under 24 hours — fast, simple, and straightforward.
03
Warranty Included
All financed devices come with manufacturer warranty so you're always covered.
04
Secure Process
All applications handled securely. Your information is protected at every step.
Payment Solutions

Veolla Pay

Convenient payment solutions for all your needs — bills, airtime, tickets, and more. All processed securely with instant confirmation.

Make a Payment View Services
How to Use Veolla Pay
1
Contact us via WhatsApp with your payment request
2
Provide necessary details — account numbers, amounts
3
Receive payment confirmation and reference number
4
Get instant notification when payment is processed
Payment Services

Comprehensive Payment Solutions

All payments processed securely with instant confirmation.

Bill Payments
Pay your utility bills, municipal accounts, and other services conveniently without leaving home.
  • Electricity & water
  • Municipal accounts
  • TV licences
  • Other utility bills
Airtime & Data
Purchase airtime and data bundles for all major South African networks instantly.
  • All network providers
  • Instant delivery
  • Competitive rates
  • Bulk purchases
Buy Now, Pay Later
Flexible payment options for your purchases with affordable instalment plans — shop what you need today.
  • Flexible instalments
  • Fast approval
  • No lump sum needed
  • Budget-friendly
Additional Services

More Ways to Pay

Tickets & Bookings
Event tickets, travel bookings, movie tickets, and accommodation — all through Veolla Pay.
Betting Payments
Secure payments for online betting platforms and lottery tickets processed instantly.
Money Transfers
Send and receive money securely within South Africa. Fast, reliable, and tracked.
Instant Confirmation
All payments confirmed in real-time with reference numbers sent directly to you.
Step by Step

How to Use Veolla Pay

Contact via WhatsApp
Send us a WhatsApp message with your payment request at +27 68 493 4032.
Provide Details
Share the necessary details — account numbers, amounts, and any other required information.
Receive Confirmation
Get your payment confirmation and reference number instantly after processing.
Instant Notification
Receive an instant notification confirming your payment has been successfully processed.

Note: All payments are processed securely with instant confirmation. Veolla Pay is available during operating hours: Mon–Fri 8:00 AM–5:00 PM, Sat 9:00 AM–1:00 PM.